Here are Nicole Elissa - Transformational Love Coaching policies on Refunds and Chargebacks :
Refunds:
(a) Upon execution of the Agreement, Client agrees to pay to Company the full amount of the Fee.
(b) If client cancels attendance at, or participation in, the Program for any reason whatsoever, Client will not be entitled to receive a refund. (c) If Company is unable to render a portion of the Program as agreed and no suitable rescheduling is able to be arranged then a refund for that portion only of the Program will be made to Client.
Chargebacks and Payment Security:
(a) To the extent that Client provides Company with credit card(s) information for payment on Client’s account, Company shall be authorized to charge Client’s credit card(s) for any unpaid charges on the dates agreed.
(b) If Client uses a multiple-payment plan to make payments to Company, Company shall be authorized to make all charges at the time they are due and not require separate authorization in order to do so. Client shall not make any chargebacks to Company’s account or cancel the credit card that is provided as security without Company’s prior written consent.
(c) Client is responsible for any fees associated with recouping payment on chargebacks and any collection fees associated therewith. Client shall not change any of the credit card information provided to Company without notifying Company in advance.